MB WAY is SIBS’ mobile solution that offers an innovative approach to online and physical payments, instant transfers, generation of MB NET virtual cards and withdrawals via smartphone, tablet or PC.

Payment card holders who are members of MB WAY can make purchases with the highest level of security guaranteed, because no payment card data is ever exposed and because there is no need for the user to authorise each debit – this authorisation is done in the MB WAY app using data that only the user knows or holds (PIN code or fingerprint).

In the context of MB WAY purchasing with an alias refers to the ability to make payments using a simplified identifier, like a phone number or a user-specific alias, rather than entering detailed account or card information.

On MB WAY the user has the Purchase with Alias and Authorised Payments scenarios available on Sandbox.

Purchase with Alias

With MB WAY, users can associate their bank account or payment details with a unique alias (a phone number). This alias allows them to make payments without needing to enter sensitive information such as account numbers or card details every time they make a transaction.

In each of the available test scenarios, after clicking on Run in Postman, you will get an API Response and a specific Webhook Response.

Authorised Payments

MB Way’s ‘Authorised Payments’ feature is an innovative solution that allows users to authorise recurring or one-off payments in a simple, secure and convenient way. Authorised Payments are particularly useful in situations that require the automation of payment processes, such as subscriptions, automatic payment services or periodic collections. Its main benefits include ease of use, which allows users to activate, manage and cancel payment authorisations directly from the MB WAY app, eliminating the need for manual intervention for each transaction. It enables high levels of security through the use of strong customer authentication and strict compliance with PSD2 standards, ensuring the protection of data and transactions.

There are two different types of Authorised Payments: 

• One Click: for one-off payments, in which the customer can perform purchases without the need of validation; 
• Subscription: automatic recurring payments (e.g. monthly, yearly subscriptions, etc.) without the need of customer authentication for each billing payment. 

In each of the available test scenarios, after clicking on Run in Postman, you will get an API Response and a specific Webhook Response.